Savings & Investment
Whether you're saving for your children's education, a home or later life, we'll help you choose savings and investments that match your goals and your attitude to risk.
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Saving and investing for your goals
The right plan depends on what you're saving for, how long you can leave your money and how much risk you're comfortable with.
Before recommending anything, we look at your attitude to risk and how much you could afford to lose, then explain your options clearly before you decide.
Who it suits
- People saving regularly towards a goal
- Anyone with a lump sum, such as savings, an inheritance or a redundancy payment
- Parents and grandparents saving for children
- People planning how to pass on wealth
Ways to save and invest
Regular savings plans
Put a set amount aside each month into funds that match your goals and your attitude to risk.
Lump sum investments
Invest a lump sum for the medium to long term, spread across funds with the level of risk that suits you.
A cash reserve
Money you might need soon is usually better kept on deposit. We'll help you decide how much to keep aside before you invest.
Planning for your family
Save for your children's future or plan how to pass on wealth, including policies that can help with gift or inheritance tax.
- Warning: The value of your investment may go down as well as up.
- Warning: If you invest in this product you may lose some or all of the money you invest.
- Warning: Past performance is not a reliable guide to future performance.
How Manning Financial helps
Breon Manning has been in financial services for 25 years. As a multi-agency intermediary, Manning Financial compares options across the Irish market and explains them simply, so you can decide with confidence.
- We get to know you and what you need.
- We compare options across the Irish market.
- We explain everything simply, without jargon.
- We review your plan as your life changes.
Common questions
Should I save or invest?
Keep money you might need soon in savings. Investing can suit money you can leave for the medium to long term, as long as you're comfortable that its value can fall as well as rise.
Can I take money out of an investment?
Most plans allow it, but some have early encashment charges or are designed to be held for a number of years. We'll explain the terms before you commit.
How are investment gains taxed?
It depends on the investment. For example, gains on investment funds from Irish life companies are usually subject to exit tax rather than capital gains tax. We'll explain how your options are taxed before you invest.
What does attitude to risk mean?
It's how comfortable you are with the value of your money going up and down. We'll talk it through with you, along with how much you could afford to lose.
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Book a consultation
Choose a time that suits you for a free consultation with Breon.